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Directors & Officers' Insurance
Directors’ and officers’ liability insurance, or Management Liability offers cover for the cost of compensation resulting from claims made against your business’s directors and key personnel (officers) for alleged wrongful acts in the running of the business.
Directors and officers will have specific duties, responsibilities and powers relating to their positions and if found to have acted wrongly in carrying out these duties then they could be subject to regulatory, civil or even criminal proceedings against you. With more of a culture of litigation in current times the activities of directors and officers come under greater scrutiny and must ensure their potential personal liability is protected.
Should you opt not to take Directors and Officers cover you face the prospect of having to personally defend themselves and Directors and Officers insurance will cover defence costs
Directors and Officers can include cover for claims made by regulators, creditors, investors and/or shareholders. Additional extensions, such as Employment Practices liability, can be added to cover any potential claims from employees for discrimination, wrongful dismissal, harassment and others.
We are also able to assist with Pension Trustee Liability.
Whatever your business sector, your experience or qualifications it is becoming vital to protect your personal liability and the team a PMJ Risk Solutions are happy to advise you.
At PMJ Risk Solutions we are ready to assist with all your Directors & Officers Insurance needs

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Please don’t hesitate to contact the PMJ Risk Solutions team to discuss any of your insurance needs.