Commercial/Residential Renovations & Buildings Under Construction

Standard Property Owners policies can potentially offer extensions for Contract Works, but cover can be very limited and only for minor works normally up to £250,000 or less in most instances.

In order to correctly insure both existing structures and contract works fully a specialised renovation product is necessary. With access to products designed for all UK commercial and residential property owners and developers, who renovate, refurbish, extend commercial or residential properties.

PMJ Risk Solutions will be able to provide you with the bespoke product to fully meet the needs of your renovation project.

PMJ Risk Solutions are able offer products to cover a wide number of construction projects ranging from mixed-use developments and office refurbishments to gyms, retail, public service buildings, churches, and pubs and restaurants.  

Cover is available as a single All risks insurance under one policy for the existing structure, the contract works and the property owner’s liability for the full contract period. Cover is available from the smallest refurbishment project to contracts in excess of £100 million and all size of existing structure, with no minimum or maximum contract duration limits and PMJ Risk Solutions will find the best option for you. We are also able to look at either the existing structure or the contact works in isolation if needed.

Unoccupied Properties

PMJ Risk Solutions Have access to a number of specialist schemes for properties unoccupied on a short or long term basis, with varying cover levels available, form Fire, Lightening, Earthquake, Explosion and Aircraft to wider perils including flood, escape of water, malicious damage and theft.

PMJ Risk Solutions have access to schemes offering from 1 to 12 months policy terms, which are most useful for properties awaiting sale, after a renovation project or following probate. Cover is available for commercial properties awaiting conversion to residential, those awaiting planning permission or project funding or newly completed projects awaiting leasehold or private rental.

Whatever the reason your property is unoccupied PMJ Risk Solutions will find the right product and cover level, at an affordable price, for you, please contact us today.