Group Personal Accident can help protect your business and employees and potentially help to reduce employers’ liability insurance. It is a cover that is easily overlooked but consider the impact on the business if a key member of stuff were to suffer an injury that prevented them from working.

Group Personal Accident can help you to protect employees and provide cash payment in the event of the death, disablement or loss of (or partial loss of) hearing, sight or speech following an accident.

Payment can be in the form of a single payment or monthly or weekly benefits for a set period, for temporary, total or partial disablement.

Covers Include.

• Accidental death
• Permanent total disablement and disabling injuries
• Total or temporary partial disablement
• Loss of limbs or eyes
• Loss of Sight, Hearing or Movement
• Broken bones
• Disfigurement including burns and scarring
• Dental Damage
• Physio, rehab and ongoing counselling support

Business Travel will provide annual multi trip cover for your employees who need to travel during their duties. Cover is available for trips within the UK, Europe, USA & Canada and the Rest of the World and can cover UK employees, as well as overseas employees, employees on long term secondment, working offshore and can also be extended to cover certain sub-contractors.

Cover Includes (limits will be subject vary between insurers or levels requested).

• Medical and Emergency Expenses normally to £10,000,000
• Cancellation, Loss of Deposit or Curtailment
• Business Equipment
• Personal Possessions
• Re-arranged Trip Costs up to £2,500
• Loss of Frequent Flyer Points
• Kidnap and Hijack cover
• Personal Liability cover
• Journey Disruption
• Legal Expenses

Here at PMJ Risk Solutions we are well placed to offer cover for Group Personal Accident and/or Travel using a number of major UK insurers so please contact us to discuss your requirements.